Author: David Stoddard, FSA, MAAA Consulting Actuary

How much reserve should be held in net assets?

Factors to consider when determining the appropriate level of surplus In a recent Milliman report entitled “Status of collectively bargained benefits: Multiemployer health and welfare fund statistics,” Milliman analyzed the

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Improving pricing and increasing efficiencies

Multiemployer health and welfare funds face a difficult challenge—how do you maximize benefits provideddavid  to your members while operating under a collective bargaining arrangement where the contributions paid to the

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Controlling rising medical costs

The 2017 Milliman Medical Index noted that medical expenditures (inpatient, outpatient, and professional) made up about 80% of the total cost of healthcare for a family of four, and that

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Managing healthcare costs for 2018

As we begin a new year, multiemployer plans will need to renew their efforts for managing the benefits they offer members based on their healthcare budgets. In doing so, trustees

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